Project Udyamita – Slice Bank | CSDD
CSR Initiative · Slice Small Finance Bank

Project Udyamita
Women in Entrepreneurship

A community-embedded, evidence-driven pilot to transform rural women nano-entrepreneurs in Kamrup District, Assam into sustainable, bankable enterprises

Funded By Slice Small Finance Bank — CSR
Project Period January 5 – March 2026
Geography Kamrup Dist. — Rani Block & Sualkuchi
Implementing Agency CSDD, Guwahati
312RWEs Surveyed
155+Women Skilled
2Udyamita Kendras
2Udyamita Sakhis
14Value Chains
100%Wish to Scale

Project Overview

Project Udyamita was a time-bound CSR pilot initiative executed by CSDD with financial support from Slice Small Finance Bank Limited. The project targeted rural women entrepreneurs (RWEs) in Kamrup district — spanning Rani Block (Bahupara & Kaharpara clusters) and Sualkuchi (Bongshar cluster).

The pilot bridged the critical gap between basic livelihood activities and sustainable entrepreneurship by delivering four interconnected interventions: a rigorous baseline need assessment, sector-specific technical skill training, financial literacy & banking awareness, and establishment of two community-level enterprise resource centres.

Project Details

Project TypeCSR Pilot Initiative
DonorSlice Small Finance Bank Ltd.
ClustersRani Block & Sualkuchi
Target RWEs312 Rural Women Entrepreneurs
Sakhis Deployed2 Udyamita Sakhis (CERPs)

Project Objectives

1 Build financial capability through practical training on savings, budgeting, and debt management
2 Improve awareness of and access to Central & State funding schemes including MUDRA, NRLM and guide application processes
3 Promote entrepreneurship through EDL by increasing access to formal capital via SLICE Small Finance Bank
4 Encourage digital banking and full financial inclusion via zero-balance account opening and UPI adoption
5 Strengthen long-term financial stability through recurring deposits, fixed deposits, and micro-insurance products

Project Geography — Two Clusters

Rani Block Cluster

Bahupara & Kaharpara · Kamrup (R)
RWEs Surveyed220 RWEs
Udyamita SakhiMs. Manashi Das
Kendra LocationKaharpara, Rani
Inauguration20 March 2026
FocusMulti-sectoral (Handloom, Food, Tailoring, Livestock)

Sualkuchi Block Cluster

Bongshar · Sualkuchi
RWEs Surveyed92 RWEs
Udyamita SakhiDeployed at Bongshar
Kendra LocationBilpar, Bongshar Sangha
Inauguration27 March 2026
FocusHandloom sector (Assam's silk weaving hub)

RWE Need Assessment — Key Findings

Rani Block — 220 RWEs

Multi-sector landscape
Age 30–50 years65%
Education 8th–10th std.60%
Monthly income ₹5k–₹10k86.8%
Without registration92.7%
Without bookkeeping51.8%
Lacking market access~40%
Need new capital73.2%
Timely EMI repayment52.7%

Sualkuchi Block — 92 RWEs

Handloom-focused; Assam's silk hub
Age 30–50 years68.2%
Under 30 years23.4%
Income ₹50,000+/month18.7%
Without registration88.0%
With structured bookkeeping92.5%
With regular market access89.7%
Need new capital85.9%
Timely EMI repayment73.9%

Rani Block — Enterprise Landscape (Top Value Chains)

Value ChainNo. of EntrepreneursShare
Handloom8419.2%
Food Products8218.8%
Tailoring7116.2%
Dairy4811.0%
Goatery4510.3%
Piggery419.4%
Mushroom Cultivation235.3%
Grocery & Others429.6%

Implementation Chronology

Jan – Feb 2026
Baseline Survey
RWE Need Assessment Survey

Structured Google Form-based baseline covering 312 RWEs across Rani Block (220) and Sualkuchi Block (92). Collected informed consent data across enterprise profile, financial inclusion, market access, and training needs.

9 Feb 2026
Awareness Programme
Launch Awareness Meeting — Bahupara, Rani

~40 RWEs and community members brought together with Slice Bank & CSDD representatives including Dr. Syed Kazi and Mrs. Sharmistha Deka. Introduced project objectives, credit products, and government scheme pathways.

22–24 Feb 2026
Technical Skill Training
3-Day Tailoring Training — Kaharpara, Rani

25 RWEs trained by Ms. Madhusmita Das (6–7 years experience). Covered tools and body measurement, machine operation and stitch types, advanced stitching, troubleshooting, and self-employment guidance.

23–25 Feb 2026
Technical Skill Training
3-Day Handloom Training — Rani Bazar Chowk

25 RWEs trained by Mr. Dinesh Nath (WSC Certified, 30 years experience). Covered handloom tools, bobbin binding (Bati Kata), frame & loom setup, jacquard design introduction, practical jacquard weaving and maintenance.

8 Mar 2026
Awareness Programme
Awareness Meeting — Bongshar, Sualkuchi

Introduced Udyamita Kendra to the Bongshar community; interactive session on entrepreneurial opportunities, financial inclusion, and government schemes for handloom weavers.

16–19 Mar 2026
Technical Skill Training
4-Day Tailoring Training — Bongshar, Sualkuchi

40 RWEs trained by Ms. Anima Kalita. All participants received hands-on tailoring skills and certificates distributed on 19 March 2026 in presence of SLICE Bank Sualkuchi Branch Head.

20 Mar 2026
Kendra Launch
Inauguration — Udyamita Kendra, Kaharpara (Rani)

Formally inaugurated in presence of local community leaders, SHG representatives, CLF members, Anganwadi workers, and Udyamita Sakhi Ms. Manashi Das. Now serves as permanent hub for entrepreneurship support and digital services.

27 Mar 2026
Kendra Launch
Inauguration — Udyamita Kendra, Bongshar (Sualkuchi)

Formally inaugurated with Ms. Sharmista Deka, Mr. Arup Chandra Das, and SLICE Bank Sualkuchi Branch Head in attendance. Strong community ownership and high institutional visibility demonstrated.

Udyamita Kendra — Services Delivered

📝
Udyam Registration

Facilitating formal enterprise registration via Government's Udyam portal for unregistered RWEs

🏦
SLICE Account Opening

Assisting RWEs in opening zero-balance savings accounts with Slice SFB at the Kendra

💰
Loan Application Support

Handholding for MUDRA, NRLM loan applications and documentation preparation

📱
Digital Services & UPI

Assisting women navigate e-services, online applications, and UPI adoption for daily transactions

🖨️
Document Services

Photocopy and scanning support for registrations, loan applications, and official documentation

💡
Advisory Services

Ongoing advisory on entrepreneurship, market access, scheme eligibility, and business development

Key Outputs — Achievement Against Targets

Planned OutputTargetAchievedStatus
WiE Clusters Enabled22 (Rani Block & Sualkuchi)Achieved
Udyamita Sakhis Deployed22 CERPs deployed & operationalAchieved
Udyamita Kendras Established22 (Kaharpara-Rani & Bongshar)Achieved
RWE Need Assessment1312 RWEs surveyed across 2 blocksAchieved
Technical Skill Training (Rani)2 sectorsTailoring (25) + Handloom (25) RWEsAchieved
Technical Skill Training (Sualkuchi)1 programme40 RWEs — TailoringAchieved
Certificate DistributionAll traineesCompleted 19 March 2026Achieved
Digital Kits Deployed at Kendras2 kits2 kits (laptop, printer, biometric each)Achieved

Key Outcomes & Impact Highlights

🎓
Capacity Building

155+ RWEs trained across Handloom and Tailoring sectors with practical, hands-on technical skills including machine operation, maintenance, and repair — enabling self-sufficiency and reduced operational downtime.

🏛️
Community Infrastructure

Two Udyamita Kendras established and equipped with digital kits (laptop, printer, biometric device), creating permanent community-level enterprise resource hubs with institutional visibility.

📊
Evidence Base Generated

Comprehensive baseline dataset covering 312 RWEs across 14 value chains. Data confirms a financially disciplined cohort: 52.7% (Rani) and 73.9% (Sualkuchi) timely repayment rates — highly bankable for Slice SFB credit products.

🤝
Institutional Linkages

Active CSDD-SLICE SFB cooperation established at community level; Udyamita Sakhi model operationalised — two trained enterprise enablers embedded in their respective clusters serving nearly 300 beneficiaries.

Challenges & Key Learnings

⚠ Challenges Encountered

Short two-month duration limited depth of financial literacy interventions; Udyam/FSSAI registrations could not be completed at scale
92.7% of enterprises unregistered — sustained legal facilitation required beyond scope of short pilot
Market access barriers and supply chain isolation for ~40% of Rani Block beneficiaries require longer-term market linkage interventions

✓ Key Learnings

Udyamita Sakhi model proved highly effective — locally embedded enterprise enablers essential for sustained trust and last-mile outreach
Combining baseline data with immediate training creates a virtuous cycle where evidence directly shapes programming quality
100% scaling ambition and strong repayment discipline confirms this cohort is investment-ready for formal credit linkage as the next step
Trainer selection from within the community (Mr. Dinesh Nath for handloom) significantly enhances communication effectiveness

Recommendations for Phase 2

Priority 1
Enterprise Formalization

Dedicated Udyam & Trade License camps for 204 unregistered enterprises; FSSAI support for 82 food-sector entrepreneurs.

Priority 2
Financial Literacy

Vernacular-based bookkeeping tools and workshops on profit-loss tracking and working capital management.

Priority 3
Credit Linkage with SLICE

Design a 'Growth Loan' product for 161 women requiring expansion capital, leveraging baseline data for alternative credit scoring.

Priority 4
Market Linkage

Branding & packaging workshops; creation of a collective 'Kamrup Women's Brand'; buyer-seller meets with urban retailers.

Priority 5
Digital Empowerment

WhatsApp Business, social media marketing, and UPI adoption training to build digital financial footprints for future lending.

Priority 6
Scale & Replicate

Extend Udyamita Kendra model to additional clusters in the Sualkuchi weaving belt and replicate CERP model in new geographies.

📊 Project Dashboard

Access live data visualisations, key performance metrics, and real-time progress indicators for Project Udyamita across both clusters.

Open Dashboard →
📈

Conclusion

Project Udyamita has successfully completed its pilot phase, demonstrating proof of concept for a community-embedded, evidence-driven model of women's entrepreneurship development in rural Assam. Within a lean two-month implementation window, the project has delivered tangible outcomes — two Udyamita Kendras equipped and operational, over 155 women trained in technical skills, a rigorous baseline dataset covering 312 RWEs, and institutional relationships between the community, CSDD, and Slice Small Finance Bank firmly established.

The baseline confirms this cohort is investment-ready: financially disciplined, skilled in production, and universally aspiring to grow. With continued investment, Project Udyamita has the potential to transform thousands of home-based micro-units into sustainable, bankable enterprises anchoring the rural economy of Kamrup and beyond.

312RWEs Surveyed
155+Women Trained
2Kendras Operational
₹4LProject Budget

Empowering Rural Women Entrepreneurs & Transforming Livelihoods to Enterprises

ruraludyamita@gmail.com

+91 70024 74178

Babylon Palace, Girijananda Chowdhury Ln, Bagheswari Than, Swaraj Nagar, Sarumotoria, Guwahati, Assam 781005

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